Supervised Journey to Financial Freedom


Demo Mode (not logged in). Welcome!

 
Balance
 
Plus
 
Minus
Milestones
Milestones
 
Leaderboard

Monta Flow Milestones

Celebrate your journey to financial freedom with every level you conquer!

Harmony
Harmony milestone
2
Momentum
Momentum milestone
1
Honesty
Honesty milestone
1
Mastery
Mastery milestone
1/3

Harmony 2

True freedom emerges from the balance You benefit. Master the right balance between Plus and Minus.

22%

Harmony milestone

Completed Level 2

Reached balance $7+/month

Next: Level 3

Reach: $12/month

Current balance: $8.1/month

Boost $3.9/month more balance for Harmony Level 3.

What I can get for $8.1/month?

Earn free Gourmet cookies for $8/month

Momentum 1

Every income collected is a step towards independence. Keep moving.

33%

Momentum milestone

Completed Level 1

Collected 2 Plus items

Next: Level 2

Own 5 Plus Items

You’ve collected 3 Plus items so far

Collect 2 more Plus items for Momentum Level 2.

Honesty 1

Each expense recorded increases your financial clarity. Keep tracking.

67%

Honesty milestone

Completed Level 1

Recorded 2 Minus items

Next: Level 2

Record 5 Minus Items

You’ve recorded 4 Minus items so far

Collect 1 more Minus items for Honesty Level 2.

Journey to Mastery

Build expertise through dedication and unlock new milestones. All counts.

Completed

Currency Maestro

Hold 3+ currencies (completed)

You maintain 3 currencies

Diversity in your wallet currencies unlocks new international perspectives.

Completed

Time Traveler (locked)

Register for 1M (In-progress)

You started 3D ago (Demo effect)

Each time you dive into Monta Flow, you step closer to mastery.

Completed

The Annotator (locked)

Fill all the notes (In progress)

You’ve filled 6 of 7 notes. 1 note is still empty, please fill it in.

With every note, you illuminate the path on your financial journey.


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Shape Your Financial Future

Discover a smarter way to manage your resources, optimize finances, and pave the way to real financial independence.

Achieve Balance

Maintain a neutral or positive monthly balance to create harmony in your finances and life

Explore Financial Scenarios

Simulate different financial choices to predict outcomes and refine your strategy

Visualize Your Money

Track income, expenses, and investments with clear, intuitive dashboards

Philosophy Meets Finance

"Monta Flow empowers you to unlock true financial independence"

- Valters Šverns, Creator | Learn More -

Global, Secure, Rewarding

Multi-currency support for seamless global use

Encrypted data transmission and all the credentials

Progressive achievement system to celebrate your milestones


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